Data & Statistics

As of January 2025, outstanding financing in the financing institutions sector grew by 6.04% yoy, reaching IDR504.33 trillion, driven by increased working capital financing. The sector maintained a solid risk profile with a gross NPF ratio of 2.96% and a gearing ratio of 2.21 times, well below the regulatory threshold.

Venture capital financing reached IDR15.81 trillion, while total assets stood at IDR26.59 trillion, reflecting a stable performance in asset management.

The fintech peer-to-peer lending sector expanded significantly, with loans increasing by 29.94% yoy, reaching IDR78.50 trillion. The non-performing loan ratio (TWP90) remained at 2.52%, indicating controlled credit risk.

As of December 2024, microfinance, loan disbursements totaled IDR1.02 trillion, while total assets reached IDR1.65 trillion, demonstrating a steady growth within the sector.

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