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The Future of Cybersecurity: Threats, Challenges, and Innovations

  • 5 Juni 2025
  • Lintas Sektor
  • Online

Background
  • As the digital era continues to evolve at an unprecedented pace, the financial sector has emerged as one of the industries most exposed to the growing wave of sophisticated and complex cyber threats. According to projections by Cybersecurity Ventures, global losses from cybercrime are expected to reach USD 10.5 trillion by 2025, up from USD 9.5 trillion in 2024. This sharp increase underscores not only the rising frequency of attacks but also their growing scale and severity across the globe.
  • Cyber threats are becoming increasingly difficult to detect and prevent, fueled by the rapid advancement of technologies such as artificial intelligence (AI), machine learning, and quantum computing. Traditional threats like ransomware, malware, and phishing—often executed through social engineering—remain prevalent. Recent data shows that ransomware attacks surged by 81% between 2023 and 2024, while phishing attacks grew by 58.2% in 2023 alone, with the financial sector being one of the most heavily targeted.
  • Adding to this complexity is the surge in deepfake technology. Since 2019, incidents involving deepfakes have skyrocketed by 550%, and the number is expected to reach 8 million by 2025. This technology is increasingly being exploited for large-scale fraud and digital misinformation. At the same time, approximately 40% of today’s cyber incidents now involve AI, making attacks more intelligent and harder to predict. While AI is also being adopted on the defense side, its implementation remains challenging—only 37% of organizations have a security assessment framework in place prior to deploying AI tools, despite 66% recognizing AI as a game-changer in cybersecurity.
  • The sector also faces additional challenges, including heightened vulnerabilities in digital supply chains, fragmented regulations across jurisdictions, and a widening gap in cybersecurity talent. These issues demand immediate and coordinated responses. In this context, innovation and cross-sector collaboration are more important than ever. Strategies such as Zero Trust Architecture, micro-segmentation, real-time encryption, and the automation of Security Operations Centers (SOC) are emerging as key trends in building cyber resilience in 2025. However, the success of these approaches will depend heavily on strong regulatory support and the development of agile, skilled cybersecurity professionals who can keep pace with the fast-changing threat landscape.
  • To address these pressing issues, OJK Institute is hosting a webinar designed to provide a meaningful platform for dialogue. The event will examine the evolving cybersecurity threat landscape, explore emerging trends, identify key implementation challenges, and highlight innovative strategies to strengthen cybersecurity resilience within Indonesia’s financial services sector.
Objective
  1. Enhance understanding of current cybersecurity trends and threats at both Global and national levels.
  2. Increase awareness of the importance of cybersecurity in the financial sector amid the acceleration of digital transformation.
  3. Identify challenges and opportunities related to cyber threats and gaps within the digital ecosystem of Indonesia’s financial services industry.
  4. Strengthening collaboration between regulators, financial service providers, and relevant stakeholders
Participant
Pimpinan dan Pegawai OJK, Perwakilan Industri Jasa Keuangan, Akademisi dan Masyarakat Umum
Speaker
  • Paul Rafiuly (Direktur Technology & Operations, UOB Indonesia)
  • Bryan Tan (Partner of Reed Smith LLP Singapore's Entertainment & Media Practice Group)
  • Alfons Tanujaya (Pakar Cybersecurity dan Ketua Komtap Cyber Security Awareness)