Proyeksi Risiko Iklim dan Strategi Adaptasi Industri Jasa Keuangan
- 22 Januari 2026
- Lintas Sektor
- Online
Background
- Climate change has become one of the most significant global issues affecting the global economy. Its effects, such as the increasing frequency of natural disasters, shifts in extreme weather patterns, and the transition toward a low-carbon economy, create complex risks for the financial sector. Climate-related risks can directly affect financial system stability through their impact on financing portfolios, asset values, and the risk profiles of financial institutions.
- Indonesia is highly vulnerable to climate change due to its geographic location along the Pacific Ring of Fire and its tropical climate, which contribute to a high frequency of hydrometeorological disasters. According to the World Risk Report 2023, as referenced by the Badan Nasional Penanggulangan Bencana (BNPB) in 2024, Indonesia ranks second out of 193 countries globally in terms of disaster risk, after the Philippines. This ranking reflects Indonesia’s high environmental, social, and economic vulnerability to climate-related disasters. Furthermore, a study by the Ministry of National Development Planning (Bappenas) for the 2020 to 2024 period estimates potential economic losses of approximately IDR 544 trillion due to climate change impacts. This indicates that climate change presents not only social challenges but also significant economic risks that require attention from all stakeholders, including the financial services industry.
- From a financial system stability perspective, various international authorities and forums have emphasized that climate risk has become a new source of vulnerability that needs to be monitored in a systematic manner. This includes strengthening transition planning as a tool to identify risks and mitigation strategies in a structured and measurable way. Several authorities use financial institutions’ transition plans to assess how financial exposures may evolve over time. A comprehensive understanding of the distribution of climate-related exposures within the financial system, including areas with potential risk concentration, supports scenario development to understand how economic or financial shocks could spread and affect the system as a whole.
- In response to increasing regulatory focus on climate-related risk, the financial services industry needs to enhance its understanding of projected climate risks, both physical and transition risks, and their implications for asset quality, risk profiles, and the sustainability of financial institutions’ business models. In this regard, forums for knowledge sharing and the exchange of best practices are essential, particularly in relation to adaptation strategies, the strengthening of risk management frameworks, and the integration of environmental, social, and governance (ESG) considerations into business decision-making. These initiatives are important to support a resilient transition toward sustainable finance.
- In response to these challenges, the OJK Institute is organizing a webinar titled “Proyeksi Risiko Iklim dan Strategi Adaptasi Industri Jasa Keuangan”. This webinar aims to provide a comprehensive understanding of the impacts of climate change on the financial services sector, including risk management approaches and effective adaptation strategies. Through this session, participants will gain valuable insights into the challenges and solutions developed by financial institutions to navigate climate change.
Objective
- To provide a comprehensive understanding of climate risk projections and their impact on the stability of the financial sector.
- To enhance the capacity of financial industry participants to identify, measure, and manage climate risks within their portfolios and business operations.
Participant
Pelaku usaha/praktisi/profesional di industri jasa keuangan; Kementerian/Lembaga; Pimpinan dan Pegawai OJK; Akademisi atau Mahasiswa Masyarakat umum.
Speaker
- Kadarsah (Koordinator Analisis Perubahan Iklim, BMKG)
- Woro Kusumaningrum (Deputi Direktur Madya, Departemen Pengaturan dan Pengembangan Perbankan OJK)
- Y. Ajeng Sekar Putih (Group Head Environmental, Social & Governance Group PT. Bank Rakyat Indonesia (Persero), Tbk)